{"id":257325,"date":"2023-02-27T09:52:27","date_gmt":"2023-02-27T14:52:27","guid":{"rendered":"https:\/\/www.nomadicmatt.com\/?p=257325"},"modified":"2025-09-01T21:55:38","modified_gmt":"2025-09-02T01:55:38","slug":"best-no-annual-fee-travel-credit-cards","status":"publish","type":"post","link":"https:\/\/www.nomadicmatt.com\/travel-blogs\/best-no-annual-fee-travel-credit-cards\/","title":{"rendered":"The Best Travel Credit Cards with No Annual Fee"},"content":{"rendered":"

\"a<\/p>\n

One of the easiest ways to save money traveling is by using credit cards (responsibly) to collect points and miles<\/a>. This essentially transforms your everyday spending into free flights, free hotel stays, and other awesome travel perks.<\/p>\n

Not only does this stretch your travel budget but it levels up your travel experience, providing free upgrades, lounge access, and much, much more.<\/p>\n

Whether you want to be on the road for longer, take more trips, or simply save money on your next vacation, points and miles can get you there. <\/p>\n

However, most of the best travel credit cards<\/a> have annual fees (sometimes huge ones).<\/p>\n

While annual fees are usually worth it for frequent travelers (you can get much more value out of a card than its annual fee), if you\u2019re new to all of this or don’t travel that much, you may want to get a card with no annual fee first. <\/p>\n

And there are a lot<\/em> of them out there. Which one do you pick?<\/p>\n

Here is my list of the best no-annual-fee travel credit cards so you can start earning points toward free travel today: <\/p>\n


\n <\/p>\n

1. The Bilt Mastercard\u00ae<\/h3>\n

\"Bilt
\nWithout a doubt my favorite no-annual-fee<\/a> travel card, the Bilt Mastercard\u00ae<\/a> enables you to earn points when you pay your rent, up to 100,000 Bilt Points in a calendar year (see terms and conditions<\/a>). You can also earn points on everyday purchases. The card is primarily geared toward travelers and restaurant-goers since it offers 2x points spent on travel and 3x points on dining out. (You must use the card 5 times each statement period to earn points; see Rewards & Benefits<\/a>.)<\/p>\n

You can transfer points 1:1 to travel partners, including Alaska Airlines, United, Emirates, Hawaiian, Virgin Atlantic, Air Canada, Air France\/KLM, Hyatt, and IHG. The fact that you can transfer Bilt points to Alaska Airlines really sets this card apart as no other card\u2019s points transfer to this airline. Amassing Bilt points is the only way to get these points without having an Alaska card.<\/p>\n

Bilt also integrates with point.me<\/a>, a handy search and booking engine for award flights. <\/p>\n

This card offers: <\/p>\n